It’s Wedding Season: Getting Engaged and Buying a Home

photo credit: thezartorialist.com

Before Tying the knot

Come to an agreement on essential home buying decisions before going on the hunt. If you both share common tastes, this should not be difficult. However, I have witnessed couples at odds with each other, which generally results in one party, against better judgment, agreeing to satisfy the desires of the other. So, you may want to come to a compromise on your differences first.

• Types of homes.
  Some couples can’t agree on style. One may enjoy the classic details in older homes over newer, while the other may insist on buying new construction.
• Neighborhoods.
  Narrow down your top three choices for neighborhoods and drive through at different times of day. Talk to the neighbors who live on streets where you might consider buying. Consider cruising the area on the weekends as well as during the week to get an idea of traffic and neighborhood activities. Ask your agent they should be experts in the area.
• Price Range
  Picking a price range is easier if you talk to a mortgage lender to find out how much home you can afford. Some couples prefer to choose a home price based on one income, just in case one person ends up unemployed, becomes ill or for some other reason loses a monthly income.

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